![Clinking glasses :champagne_glass: 🥂](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/1f942.png)
How to earn crypto passively with Coinhold?
Coinhold is a savings account with an APY of up to 12% annually from holding BTC, ETH, LTC, BCH, USDT, and USDC. HODL crypto and earn passively easily!
🪙 Coinhold benefits:
![Heavy check mark :heavy_check_mark: ✔](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/2714.png)
Transparent income generation system
![Heavy check mark :heavy_check_mark: ✔](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/2714.png)
Daily interest accruals
![Heavy check mark :heavy_check_mark: ✔](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/2714.png)
Protection of savings from inflation, financial crises, and shocks
![Heavy check mark :heavy_check_mark: ✔](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/2714.png)
No fees for transfers between the emcd. wallet and Coinhold
![Heavy check mark :heavy_check_mark: ✔](https://cdn.jsdelivr.net/gh/joypixels/emoji-assets@5.0/png/64/2714.png)
Referral program allowing for even greater returns