With the continuous rise of BTC price since the beginning of this year, the total market value of the cryptocurrency market has climbed to a maximum of $3.90 trillion, with BTC alone approaching $2 trillion, ranking second only to Apple, NVIDIA, Microsoft, Amazon, and Google's parent company Alphabet in the US stock market. At the same time, as the anchor token of cryptocurrency and issuance, the total supply of stablecoins has reached a historical high of $187.50 billion. The number of transactions and trading volume have increased by 30% -40% respectively.
As the core tool of the cryptocurrency ecosystem, stablecoins not only enable rapid exchange between assets, but are also seen as an important indicator of new capital inflows. Its basic definition is a cryptocurrency pegged to fiat currency or other assets to achieve stable value.
In the stablecoin track, USDT has firmly held the dominant position in the stablecoin field with its huge total market value, USDC has won market recognition with compliance, and the emerging algorithmic stablecoin USDe has rapidly risen through celebrity endorsements and continuous brand cooperation, successfully breaking through the market.
Stablecoins have become the "profit printing machine" in the blockchain field. Only Tether, the publisher of USDT, achieved a profit of over 4.52 billion US dollars in Quarter 1 this year, breaking the historical record. In contrast, Tether's net profit for the entire 2023 is 6.20 billion US dollars . The rapid growth rate of profits in this quarter is remarkable and fully demonstrates the amazing profitability behind the stablecoin market.
In April of this year, the new stablecoin star Habital Labs received $7 million financing and subsequently launched the stablecoin USD0, attempting to create a new century in this blue ocean. On December 24, 2024, the Habital Labs ecological token USAUL officially landed in The First spot area. Today, let's take a look at what new surprises USUAL can bring us.
What is Habital?
Tether and Circle have generated over $10 billion in revenue in the past year, with a valuation of over $200 billion. However, these profits have not been shared with the users who have contributed to their success, which is contrary to the purpose of contribution and profit in the current crypto ecosystem.
The thing that Habital needs to do is to return the ownership and profits generated by token publishing to users. The goal of Habital is to return the ownership and profits generated by token publishing to users, achieving true decentralized wealth distribution.
In the Habital Protocol, users earn USD0 by depositing assets, which serves as the deposit certificate (LDT) in the protocol. Users holding USD0 have two options: one is to lock it to provide liquidity, and the other is to convert USD0 into Liquidity Bond Tokens (LBT), namely USD0 ++, to deeply participate in the DeFi ecosystem and earn profits.
These benefits include the airdrop reward of the project governance token $USUAL, as well as the deposit income that may be generated within the protocol. Through this design, Habital not only gives users higher participation and revenue rights, but also enables them to become an important part of the protocol ecosystem development.
How does Habital work?
When a user deposits an asset, the Habital protocol generates a Liquid Deposit Token (LDT) equivalent to the deposit as a synthetic asset. LDT represents the initial value of the user's deposit in the protocol and is supported by the deposited original asset in a 1:1 ratio. LDT allows users to redeem the underlying asset at any time under normal circumstances, providing its holders with permanent withdrawal rights. In addition, LDT can be freely traded without permission, bringing asset liquidity and greater operational flexibility to users.
With LDT, users can unlock profit leverage in the DeFi world. For example, users can use LDT to provide liquidity or choose to lock it for a certain period of time to generate Liquidity Bond Tokens (LBT) . LBT provides users with additional liquidity, transferability, and composability, helping seamless integration and efficient trading within DeFi. More importantly, users who actively participate in these interactions will also receive Habital governance token rewards.
The core concept of Habital is to create a fair-based financial ecosystem by distributing value and power more fairly among users. The goal of Habital is to make users the true owners of protocol infrastructure, funds, and governance.
To achieve this goal, Habital redistributes 100% of the value and control to the community through governance tokens. Governance tokens not only give users control over protocol development, but also ensure that financial incentives are adjusted for participants in the ecosystem. By distributing tokens to users and third parties who contribute value, Habital achieves fair resource circulation and further consolidates the core position of community governance. This new financial model reshapes the relationship between users and protocols, allowing every user to become a true participant and beneficiary of the ecosystem.
III. USUAL ecological advantages
Habital successfully introduced tokenized real-world assets (RWA) from leading institutions such as BlackRock, Ondo, and Mountain Protocol into the blockchain using multi-chain infrastructure. Through this integration, Habital created a permissionless, on-chain verifiable, composable stablecoin USD0, seamlessly integrating traditional financial assets with blockchain technology. This model not only provides users with more efficient and secure asset stability guarantees, but also injects broader asset support into the DeFi ecosystem.
The minting mechanism design of USD0 is highly flexible and supports two ways: users can directly deposit eligible RWA assets to obtain USD0; or obtain equivalent USD0 by depositing USDC/USDT, and a third party provides necessary RWA collateral as support. This dual model reduces the threshold for customer engagement and significantly improves the overall liquidity of stablecoins, providing convenient access for retail users and institutional investors.
In addition, Habital not only launched the basic stablecoin USD0, but also designed the value-added token USD0 ++, providing users with flexible income options. Users can earn daily rewards for the governance token USUAL by locking assets, or choose to lock positions for a fixed period to obtain stable risk-free returns. This comprehensive income mechanism meets users' diversified needs between low risk and income growth, making USD0 no longer just a value storage tool, but also a dynamically appreciating financial asset.
IV. USUAL team and financing information
Habital's strong project was founded by former French Congressman Pierre Person, whose team has deep accumulation in policy promotion and blockchain technology, escorting the compliance and global expansion of the project. In 2024, Habital completed two rounds of financing totaling $8.50 million, and achieved a TVL (total lock-up value) of $369 million with excellent product design and market strategy. This strong market performance fully demonstrates Habital's growth potential and industry competitiveness, and injects more confidence and motivation into its future development.
V. USUAL Token Economics
The legal stablecoin publisher USUAL, with its governance token USUAL, will own the actual income, future income, and infrastructure ownership of the platform protocol in the future. According to official information, the total supply of the legal stablecoin publisher Habital token USUAL is 4,000,000,000, of which the initial circulation accounts for 12.37% of the total token supply, which is 494,600,000. 73% is allocated to the public and liquidity providers to ensure the wide distribution of tokens. 13.5% is allocated to market makers (MM), teams, and early investors. 13.5% is used for community governance activities such as DAO, repurchase, and voting to support the long-term development of the ecosystem.
The distribution mechanism of SUAL tokens is highly biased towards community users, fully reflecting the concept of decentralization and fair distribution. Among them, 90% of the tokens will be distributed to the community, including USD0 ++ holders, liquidity providers (LPs), stakers, and users participating in other protocol products. At the same time, with the implementation of a multi-asset structure by Habital, the future token distribution scope will be further expanded to cover LBT and LP rewards for other assets, ensuring that all types of users can benefit from the growth of the protocol.
USUAL tokens have multiple benefits in the protocol ecosystem. Firstly, holders can enjoy all the benefits of the protocol revenue and directly share the economic benefits of ecological development. Secondly, token holders can obtain a token reward of 10% of the supply through staking, and participate in protocol governance, such as key decisions for reinvesting in the treasury. In addition, USUAL has introduced a token burning mechanism, allowing users to burn USUAL tokens to release staked USD0 ++ in advance, further enhancing the circulation value and flexibility of tokens.
In terms of dynamic supply adjustment, the publishing mechanism of USUAL tokens adjusts dynamically according to the TVL (total lock-up value) of the protocol. When the TVL grows, the token publishing volume decreases accordingly, and vice versa. This design ensures that the publishing of tokens is closely synchronized with the development of the protocol, providing a guarantee for the long-term sustainability of the ecosystem.
As the core tool of the cryptocurrency ecosystem, stablecoins not only enable rapid exchange between assets, but are also seen as an important indicator of new capital inflows. Its basic definition is a cryptocurrency pegged to fiat currency or other assets to achieve stable value.
In the stablecoin track, USDT has firmly held the dominant position in the stablecoin field with its huge total market value, USDC has won market recognition with compliance, and the emerging algorithmic stablecoin USDe has rapidly risen through celebrity endorsements and continuous brand cooperation, successfully breaking through the market.
Stablecoins have become the "profit printing machine" in the blockchain field. Only Tether, the publisher of USDT, achieved a profit of over 4.52 billion US dollars in Quarter 1 this year, breaking the historical record. In contrast, Tether's net profit for the entire 2023 is 6.20 billion US dollars . The rapid growth rate of profits in this quarter is remarkable and fully demonstrates the amazing profitability behind the stablecoin market.
In April of this year, the new stablecoin star Habital Labs received $7 million financing and subsequently launched the stablecoin USD0, attempting to create a new century in this blue ocean. On December 24, 2024, the Habital Labs ecological token USAUL officially landed in The First spot area. Today, let's take a look at what new surprises USUAL can bring us.
What is Habital?
Tether and Circle have generated over $10 billion in revenue in the past year, with a valuation of over $200 billion. However, these profits have not been shared with the users who have contributed to their success, which is contrary to the purpose of contribution and profit in the current crypto ecosystem.
The thing that Habital needs to do is to return the ownership and profits generated by token publishing to users. The goal of Habital is to return the ownership and profits generated by token publishing to users, achieving true decentralized wealth distribution.
In the Habital Protocol, users earn USD0 by depositing assets, which serves as the deposit certificate (LDT) in the protocol. Users holding USD0 have two options: one is to lock it to provide liquidity, and the other is to convert USD0 into Liquidity Bond Tokens (LBT), namely USD0 ++, to deeply participate in the DeFi ecosystem and earn profits.
These benefits include the airdrop reward of the project governance token $USUAL, as well as the deposit income that may be generated within the protocol. Through this design, Habital not only gives users higher participation and revenue rights, but also enables them to become an important part of the protocol ecosystem development.
How does Habital work?
When a user deposits an asset, the Habital protocol generates a Liquid Deposit Token (LDT) equivalent to the deposit as a synthetic asset. LDT represents the initial value of the user's deposit in the protocol and is supported by the deposited original asset in a 1:1 ratio. LDT allows users to redeem the underlying asset at any time under normal circumstances, providing its holders with permanent withdrawal rights. In addition, LDT can be freely traded without permission, bringing asset liquidity and greater operational flexibility to users.
With LDT, users can unlock profit leverage in the DeFi world. For example, users can use LDT to provide liquidity or choose to lock it for a certain period of time to generate Liquidity Bond Tokens (LBT) . LBT provides users with additional liquidity, transferability, and composability, helping seamless integration and efficient trading within DeFi. More importantly, users who actively participate in these interactions will also receive Habital governance token rewards.
The core concept of Habital is to create a fair-based financial ecosystem by distributing value and power more fairly among users. The goal of Habital is to make users the true owners of protocol infrastructure, funds, and governance.
To achieve this goal, Habital redistributes 100% of the value and control to the community through governance tokens. Governance tokens not only give users control over protocol development, but also ensure that financial incentives are adjusted for participants in the ecosystem. By distributing tokens to users and third parties who contribute value, Habital achieves fair resource circulation and further consolidates the core position of community governance. This new financial model reshapes the relationship between users and protocols, allowing every user to become a true participant and beneficiary of the ecosystem.
III. USUAL ecological advantages
Habital successfully introduced tokenized real-world assets (RWA) from leading institutions such as BlackRock, Ondo, and Mountain Protocol into the blockchain using multi-chain infrastructure. Through this integration, Habital created a permissionless, on-chain verifiable, composable stablecoin USD0, seamlessly integrating traditional financial assets with blockchain technology. This model not only provides users with more efficient and secure asset stability guarantees, but also injects broader asset support into the DeFi ecosystem.
The minting mechanism design of USD0 is highly flexible and supports two ways: users can directly deposit eligible RWA assets to obtain USD0; or obtain equivalent USD0 by depositing USDC/USDT, and a third party provides necessary RWA collateral as support. This dual model reduces the threshold for customer engagement and significantly improves the overall liquidity of stablecoins, providing convenient access for retail users and institutional investors.
In addition, Habital not only launched the basic stablecoin USD0, but also designed the value-added token USD0 ++, providing users with flexible income options. Users can earn daily rewards for the governance token USUAL by locking assets, or choose to lock positions for a fixed period to obtain stable risk-free returns. This comprehensive income mechanism meets users' diversified needs between low risk and income growth, making USD0 no longer just a value storage tool, but also a dynamically appreciating financial asset.
IV. USUAL team and financing information
Habital's strong project was founded by former French Congressman Pierre Person, whose team has deep accumulation in policy promotion and blockchain technology, escorting the compliance and global expansion of the project. In 2024, Habital completed two rounds of financing totaling $8.50 million, and achieved a TVL (total lock-up value) of $369 million with excellent product design and market strategy. This strong market performance fully demonstrates Habital's growth potential and industry competitiveness, and injects more confidence and motivation into its future development.
V. USUAL Token Economics
The legal stablecoin publisher USUAL, with its governance token USUAL, will own the actual income, future income, and infrastructure ownership of the platform protocol in the future. According to official information, the total supply of the legal stablecoin publisher Habital token USUAL is 4,000,000,000, of which the initial circulation accounts for 12.37% of the total token supply, which is 494,600,000. 73% is allocated to the public and liquidity providers to ensure the wide distribution of tokens. 13.5% is allocated to market makers (MM), teams, and early investors. 13.5% is used for community governance activities such as DAO, repurchase, and voting to support the long-term development of the ecosystem.
The distribution mechanism of SUAL tokens is highly biased towards community users, fully reflecting the concept of decentralization and fair distribution. Among them, 90% of the tokens will be distributed to the community, including USD0 ++ holders, liquidity providers (LPs), stakers, and users participating in other protocol products. At the same time, with the implementation of a multi-asset structure by Habital, the future token distribution scope will be further expanded to cover LBT and LP rewards for other assets, ensuring that all types of users can benefit from the growth of the protocol.
USUAL tokens have multiple benefits in the protocol ecosystem. Firstly, holders can enjoy all the benefits of the protocol revenue and directly share the economic benefits of ecological development. Secondly, token holders can obtain a token reward of 10% of the supply through staking, and participate in protocol governance, such as key decisions for reinvesting in the treasury. In addition, USUAL has introduced a token burning mechanism, allowing users to burn USUAL tokens to release staked USD0 ++ in advance, further enhancing the circulation value and flexibility of tokens.
In terms of dynamic supply adjustment, the publishing mechanism of USUAL tokens adjusts dynamically according to the TVL (total lock-up value) of the protocol. When the TVL grows, the token publishing volume decreases accordingly, and vice versa. This design ensures that the publishing of tokens is closely synchronized with the development of the protocol, providing a guarantee for the long-term sustainability of the ecosystem.
